Ladies and Gentlemen
I stand out front you like a shot to say thank you for your patience and perseverance during the hardest time of our tenure. This meet would have been conducted in December 2011 but as you are all aware of our predicament that befell on us, we were unable to do so, all the alike we are here today, and we praise deity for that.
We indeed carried out risks that would have otherwise soured and throw away the progress of the caudex in jeopardy. I stand before you to testify that the God we serve has seen us through the assay moments.
It is my humble prayer that you will continue to give the same support to the new office bearers so that our fund moves before with vigor.
Its time now to start thinking of mountainous investments with the proceeds of the fund such(prenominal) as acquiring assets for exchange generations such as maize mills, shops, office blocks etc. beseeming machinery shall be put in household to administer such activities in the near future. May I request for such Ideas to come forward for a feasibility analysis.
Due to consume that has retributory g unmatched by, measures have been put in place to avoid repeat of high risk decisions.
The measures are as follows:
1. Limit of K500,000.00 borrowing after proper vetting.
2. Only one loan per applicant will be permitted.
3. Mixed loaning to be properly scrutinized with guide from any representative of the fund for transparency.
4. Some members have been put on no-borrowing status because of their conduct.
The returns may not grow as much in this social class because of the cautious measures implemented.
I am pleased however to postulate that amidst risks involved in our business in the year just ended, we have managed to achieve highest returns as was earlier communicated. May I take this opportunity to thank my team: (Adrian Kandikole, Paul Chulu, Susan Chatha, Alice Ngalauka and fucking Mabedi )for working tirelessly all through the period in their various aspects.
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